Before using visa prepaid debit card you have to understand that it is not a visa credit card. Prepaid Card also mean that you “pay before” cards and for sure credit card is “Pay after” cards. So with this prepaid Visa card you will be only able to spend the amount of money that you have loaded into it. Simply said if you shop with prepaid visa card, the amount of the purchase will be deducted from your balance, if the shop where you are shopping have special promo for visa credit card you can also get it with your Prepaid Visa Cards.
Using prepaid Visa Cards tips:
- Once you get your prepaid Visa card make sure you write down the prepaid visa card number, you will need it to order replacement if the card stolen or lost. If somehow your application for the prepaid visa card denied, it may be due Chexsystem. You can check the link for more information about it.
- Tracking the balance of prepaid Visa card is not only the merchant works, so keep track of your balance and make sure you make record of each of your purchase and if the merchant offer you mail or mobile ( sms ) update of your prepaid visa card balance, just use them.
- When using prepaid visa card it has no different with using visa credit card, you will need no PIN even prepaid visa card is a debit card, you only need to sign receipt just like visa credit card.
- You can use prepaid visa card along with the cash or other debit or credit card. Just tell the cashier about how much you want to pay with each form at the beginning of transaction.
- Once you have sufficient fund for purchasing on your Prepaid Visa Cards but your card is declined make sure to call the issuer company to check the problem, their number supposed to be at the back of your card.
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